Welcome to IAT Excess and Surplus

IAT offers Excess and Surplus Lines coverage for the general agency marketplace.

We provide insurance for commercial risks involving general liability, liquor liability, and property, in addition to a number of secondary coverages such as crime and inland marine. Most coverages offered are considered part of the Surplus Lines market and include more difficult risks that the standard lines markets will not offer. Our products include Binding Authority, Primary and Excess Casualty.

All companies within the IAT Insurance Group are rated A- X (Excellent) by A.M. Best and include:

  • Acceptance Casualty Insurance Company
  • Acceptance Indemnity Insurance Company
  • Harco National Insurance Company
  • IAT Reinsurance Company Ltd.
  • Occidental Fire & Casualty Company of North Carolina
  • SafePort Insurance Company
  • TransGuard Insurance Company of America
  • Wilshire Insurance Company